You already know that you need money for many of the things you want to do in life. But do you know how to make sure that you have enough money to afford the things you need—and some of the things you want?

The secret is to budget.

Okay, don’t let that word scare you. Even many adults are afraid to budget. They think it’s too much work or too hard! Or they’re afraid to be honest with themselves about their finances. Because if they’re honest, they’ll see that they sometimes (or often) spend money on things they really don’t need, or on things that they want but don’t use.

How can you avoid becoming one of those adults? Learn to budget now! It’s easy. And it’s easier to start now because you don’t have a lot of income and you don’t have too many expenses yet. To practice budgeting, click here.